THE ROLE OF FORMAL FINANCIAL MANAGEMENT EDUCATION ON THE FINANCIAL BEHAVIOR OF GENERATION Z. EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI, [S. l.], v. 23, n. 01, p. 77–88, 2026. DOI: 10.25134/bvbt6w56. Disponível em: https://equilibrium.uniku.ac.id/pub/article/view/120. Acesso em: 25 jul. 2026.