FINANCIAL LITERACY AND ACCESS TO LEARNING RESOURCES ON FINANCIAL BEHAVIOR THROUGH FINANCIAL SELF-EFFICACY. EQUILIBRIUM: JURNAL PENELITIAN PENDIDIKAN DAN EKONOMI, [S. l.], v. 23, n. 01, p. 54–65, 2026. DOI: 10.25134/ph2r8m69. Disponível em: https://equilibrium.uniku.ac.id/pub/article/view/116. Acesso em: 25 jul. 2026.